First Liberty National Bank - Mortgage Loan Department

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NEW OWNER OCCUPIED SINGLE FAMILY DWELLING:

30 Yr. Fixed: 6.500% 6.745% APR

20 Yr. Fixed: 6.250% 6.570% APR

15 Yr. Fixed: 6.000% 6.398% APR

RESIDENTIAL REAL ESTATE:

1 Year ARM: 4.000% 4.211% APR

3 Year ARM: 4.500% 4.717% APR

5 Year ARM: 5.000% 5.845% APR

(Based on US Treasury Index)

The Interest rates on these loans may increase during the life of the loan.

HOME EQUITY:

15 Yr. Fixed: 6.875% 7.118% APR

HOME EQUITY (ARM):

1 Year ARM: 5.375% 5.608% APR

3 Year ARM: 5.750% 6.054% APR

5 Year ARM: 5.875% 6.111% APR

(Based on US Treasury Index)

The Interest rates on these loans may increase during the life of the loan.

Actual rates may differ.

Friday, August 20, 2010

Prequalification Calculator

To get a sense of how much you may be able to borrow, fill in the form below and click on the calculate button. Please note that prequalification is different from a preapproval. Prequalification gives you an estimate of how much you may be able to borrow. Preapproval, on the other hand, indicates that you have been approved for a set loan amount prior to property selection.


Monthly Income	$
Monthly Debt/Payments Include only loans that won't be paid off in 10 months	$
Loan Terms You Desire
Interest Rate %	%
Term	Years
Down Payment (% of Sales Price)	%
Expected Taxes & Insurance If you don't know what your property taxes and insurance will be, leave this section blank. We will estimate it for you. Otherwise, please enter your estimated taxes and insurance.
Yearly Property Tax	$
Yearly Property Insurance	$