NEW OWNER OCCUPIED SINGLE FAMILY DWELLING:

30 Yr. Fixed:         6.500%  6.745% APR

20 Yr. Fixed:         6.250%  6.570% APR

15 Yr. Fixed:         6.000%  6.398% APR

RESIDENTIAL REAL ESTATE:

1 Year ARM:          4.000%  4.211% APR

3 Year ARM:         4.500%  4.717% APR

5 Year ARM:         5.000%  5.845% APR 

(Based on US Treasury Index)

The Interest rates on these loans may increase during the life of the loan.

HOME EQUITY:

15 Yr. Fixed:         6.875%  7.118% APR

HOME EQUITY (ARM):

1 Year ARM:          5.375%  5.608% APR

3 Year ARM:         5.750%  6.054% APR

5 Year ARM:         5.875%  6.111% APR 

(Based on US Treasury Index)

The Interest rates on these loans may increase during the life of the loan.

Actual rates may differ.

Friday, August 20, 2010

           

How Much Can I Afford?

By entering in your desired monthly payment, interest rate, and term, we can calculate the maximum loan amount you can afford. This calculation does not include any other fees that might be included with your mortgage payments.

Desired Monthly Payment $
Interest    %
Term    Years


 

CONTACTS:

Georgia Cable

Real Estate Lending Officer

936-334-3159

gcable@flnb.com

Mark Herndon

Sr. Vice President / Real Estate Lending Officer

936-334-3151

mherndon@flnb.com

Diane Huddleston

Real Estate Lending Officer

936-340-4742

dhuddleston@flnb.com

W. Earle Connevey

Senior Lending Officer

936-334-3128

econnevey@flnb.com