NEW OWNER OCCUPIED SINGLE FAMILY DWELLING:

30 Yr. Fixed:         6.500%  6.745% APR

20 Yr. Fixed:         6.250%  6.570% APR

15 Yr. Fixed:         6.000%  6.398% APR

RESIDENTIAL REAL ESTATE:

1 Year ARM:          4.000%  4.211% APR

3 Year ARM:         4.500%  4.717% APR

5 Year ARM:         5.000%  5.845% APR 

(Based on US Treasury Index)

The Interest rates on these loans may increase during the life of the loan.

HOME EQUITY:

15 Yr. Fixed:         6.875%  7.118% APR

HOME EQUITY (ARM):

1 Year ARM:          5.375%  5.608% APR

3 Year ARM:         5.750%  6.054% APR

5 Year ARM:         5.875%  6.111% APR 

(Based on US Treasury Index)

The Interest rates on these loans may increase during the life of the loan.

Actual rates may differ.

Friday, August 20, 2010

           

Payment Schedule Calculator

This calculator will calculate the breakdown of principal and interest payments for each year that you will be paying for the life of the loan. You can also view the monthly breakdowns.

Loan Amount $
Interest    %
Term    Years


 

CONTACTS:

Georgia Cable

Real Estate Lending Officer

936-334-3159

gcable@flnb.com

Mark Herndon

Sr. Vice President / Real Estate Lending Officer

936-334-3151

mherndon@flnb.com

Diane Huddleston

Real Estate Lending Officer

936-340-4742

dhuddleston@flnb.com

W. Earle Connevey

Senior Lending Officer

936-334-3128

econnevey@flnb.com